Updated: December 2025

This Privacy Policy explains what information (“Personal Data”) is collected from individuals (“Users”) and how that information is used, processed, stored, and protected by Vacationing Life LLC (the “Company”). This policy applies to all websites, digital services, and online interactions owned or operated by the Company, including: www.tamsenhorton.com (collectively, the “Site”).

By accessing, using, or submitting information through the Site, you consent to this Privacy Policy.

If you do not agree with these terms, please discontinue use of the Site.

1. SUMMARY OF KEY POINTS

You voluntarily provide Personal Data when you fill out forms, purchase products, register for content, or communicate with the Company.
AI (Artificial Intelligence) technologies may be used by the Company or its service providers to process Personal Data and generate insights or inferred data.
Personal Data is not sold and is only shared with essential service providers or as legally required.
You may request access, correction, deletion, or restriction of your Personal Data at any time by contacting: [email protected]
You may unsubscribe from communications at any time.
Children under age 13 should not submit any information to the Site.

2. TYPES OF INFORMATION COLLECTED

2.1 Personal Data You Voluntarily Provide

This includes information submitted through forms, checkouts, downloads, registrations, surveys, or direct communication, including but not limited to:

Name
Email address
Mailing and billing address
Phone number
Account information
Any additional information you voluntarily provide

2.2 Automatically Collected Data

Automatically collected data may include but not limited to:

IP address
Browser type
Device identifiers
Pages visited
Time spent on the Site
Referring URLs
Click paths and engagement
General location information

See the Company’s Cookie Policy for details.

2.3 AI-Generated or Inferred Data

AI tools or automated systems may generate additional insights including but not limited to:

Predicted interests
Behavioral classifications
Engagement scores
Spam or fraud-risk scores
Preferences
Content suggestions

“Inferred Data” is treated as Personal Data if linked to an individual.

3. HOW INFORMATION IS USED

Personal Data may be used for including but not limited to:

Providing content, products, services, or access
Delivering emails and communications
Processing payments
Responding to inquiries
Operating communities or memberships
Improving the Site and user experience
Fraud monitoring and spam detection
Analytics and performance optimization

4. USE OF ARTIFICIAL INTELLIGENCE

The Company may use artificial intelligence (“AI”) tools to support and improve its operations, including but not limited to customer support automation, content personalization, email routing, fraud monitoring, analytics, and the creation of summaries, insights, classifications, or recommendations.

AI tools are used to assist the Company—not to replace human judgment. The Company reviews and verifies AI-assisted outputs before relying on them, as such outputs may be incomplete or inaccurate. Users should likewise independently verify any information before relying on it.

4.2 No Model Training on Identifiable Data

The Company does not knowingly permit identifiable Personal Data to be used for training or improving AI models. To the extent feasible, the Company uses settings and configurations that restrict AI tools from retaining or learning from User-specific information.

Third-party vendors may process anonymized or aggregated data for service improvement under their own contractual terms. The Company does not control, and is not responsible for, how those vendors train or enhance their AI systems.

4.3 Third-Party AI Usage

Many of the Company’s service providers—such as payment processors, website hosts, analytics platforms, and CRM systems—may use AI within their own products. Their AI processes are governed by their respective privacy policies and terms, which may differ from the Company’s practices.

The Company does not control how these providers implement AI and encourages Users to review the privacy policies of any third-party services they interact with.

5. LEGAL BASIS FOR PROCESSING

Depending on your jurisdiction and the specific purpose for which Personal Data is processed, the Company may rely on one or more of the following lawful bases:

Consent: Where you have clearly and affirmatively agreed to the processing, including by submitting forms, creating accounts, purchasing products, or opting into communications.
Performance of a Contract: Where processing is necessary to provide the products or services you have requested, fulfill orders, manage transactions, or otherwise perform obligations arising from a contractual relationship.
Compliance with Legal Obligations: Where processing is required to comply with applicable law, regulatory requirements, tax obligations, court orders, or other mandatory legal processes.
Legitimate Interests: Where processing is necessary for the Company’s legitimate business purposes, such as maintaining the security of the Site, preventing fraud, improving services, conducting analytics, or managing business operations, provided such interests are not overridden by your rights and interests.
Vital Interests: Where processing is necessary to protect your life, health, or physical safety, or that of another individual.
Public Interest: Where processing is necessary for reasons of substantial public interest, including legal, safety, or regulatory functions that serve broader societal needs.

The applicable lawful basis may vary depending on the nature of your interaction with the Company and the requirements of the relevant data-protection laws in your region.

6. SHARING OF INFORMATION

The Company may share Personal Data with third parties only as reasonably necessary to operate the Site, provide requested services, comply with legal obligations, or protect the Company’s legitimate business interests. Such sharing may include, without limitation:

Essential service providers and contractors, such as website hosting, payment processors, analytics providers, communication platforms, customer-support tools, data-storage vendors, and AI-powered service providers engaged to perform administrative, technical, or operational functions on the Company’s behalf.
Legal, regulatory, or governmental authorities when disclosure is required by law, subpoena, court order, lawful request, or to protect the rights, safety, or property of the Company, its users, or the public.
Business transferees in connection with any merger, acquisition, sale of assets, restructuring, financing, or similar corporate transaction, in which case Personal Data may be transferred as part of the business assets.
Trusted collaboration partners involved in delivering co-branded products, joint ventures, affiliate programs, or integrated services, but only to the extent reasonably necessary to fulfill such collaboration.

All third-party service providers are permitted to process Personal Data solely for the purposes for which it was disclosed and are required to handle such information in accordance with applicable privacy and data-protection laws.

7. PAYMENT INFORMATION

The Company does not store credit card numbers or full payment card information and does not have visibility into such data. Payment processing is conducted solely by third-party processors including but not limited to: Digital products and services related to legal, technology, and business (e.g., Stripe, PayPal), each of which operates independently under its own security, compliance, and privacy standards.

Certain platforms may offer a “save payment method” or similar functionality. Any stored payment details associated with that feature are maintained only by the payment processor. The Company does not store, access, or manage these details and relies entirely on the processor’s security measures for such data.

8. AUTOMATED DECISION-MAKING AND AI-ASSISTED PROCESSING

The Company may use automated systems— including artificial intelligence, machine learning models, and algorithmic tools — to assist in evaluating certain types of information. These systems may be used for purposes such as, but not limited to:

Fraud prevention and risk scoring
Spam, abuse, or security threat detection
Transaction integrity and payment-related risk assessment
Behavioral pattern analysis
Personalization of content, recommendations, or user experience

These automated tools are designed to support and enhance the Company’s operations. They do not make decisions that produce legal or similarly significant effects without appropriate human oversight and review. Any determinations that may materially affect your legal rights, access to services, or purchasing ability will involve meaningful human involvement before becoming final.

The Company continually monitors and updates these systems to maintain accuracy, fairness, and compliance with applicable laws governing automated decision-making and AI.

9. USER RIGHTS

Depending on your location, you may have several rights regarding your Personal Data. These rights generally include the ability to:

Access the Personal Data the Company holds about you
Correct inaccurate or incomplete information
Delete your Personal Data, when permitted by law
Restrict how your data is processed
Object to certain types of processing, including direct marketing
Receive a copy (“data portability”) of your Personal Data in a usable format
Withdraw consent at any time, if processing is based on consent
Opt out of automated processing or certain types of profiling, where applicable

You may exercise these rights by contacting the Company using the information provided in this Policy. The Company will respond in accordance with applicable laws.

Requests may be sent to: [email protected]

10. CHILDREN’S PRIVACY (COPPA NOTICE)

The Site is not intended for children under the age of 13. In accordance with the Children’s Online Privacy Protection Act (“COPPA”), the Company does not knowingly collect, use, or store Personal Data from children under 13 years old.

If the Company becomes aware that Personal Data has been collected from a child under 13, the Company will take reasonable steps to delete that information as quickly as possible.

Parents or legal guardians who believe that the Company may have collected Personal Data from a child under 13 may contact the Company using the information provided in this Policy so that appropriate action can be taken.

11. USE OF COOKIES AND SIMILAR TECHNOLOGIES

The Site may use cookies and similar technologies to support and improve your experience. These tools may be used to including but not limited to:

Remember your settings and preferences
Improve the functionality and performance of the Site
Facilitate logins, authentication, and user access
Analyze how Users interact with the Site
Personalize or enhance the overall experience

Users can disable or manage cookies through their browser settings; however, some features of the Site may not function properly without cookies.

For more detailed information about the types of cookies used and how they operate, please refer to the Company’s Cookie Policy.

In simple terms, disabling cookies can prevent certain features from working as intended. For example, videos may not load, pages may not display correctly, login sessions may not stay active, and some content or settings may not appear because the Site cannot remember who you are or what you selected.

12. SECURITY

The Company uses reasonable and appropriate measures to protect Personal Data from unauthorized access, loss, or misuse. However, no online system can be guaranteed to be completely secure. The Company may also use AI-based security tools to help identify unusual or potentially harmful activity. While these tools improve security, they do not eliminate all risks.

These measures may include steps such as included but not limited to:

Requiring strong, unique passwords
Offering or requiring two-factor authentication
Using secure, encrypted connections (HTTPS)
Limiting access to Personal Data to authorized personnel
Regularly updating software and systems
Using firewalls and security monitoring tools
Employing AI-based systems to detect unusual or potentially harmful activity

These practices help protect Personal Data, but no method of online transmission or storage can be guaranteed completely secure.

13. EXTERNAL LINKS

Links to third-party websites or services may appear on the Site. These sites are not owned or controlled by the Company, and this Privacy Policy does not apply to them. Any information you provide to a third-party site is governed by that site’s own privacy policy and practices. The Company encourages Users to review the privacy policies of any third-party sites before providing Personal Data or engaging with their content.

14. COMMUNITY AREAS & User-Generated Content Policy

If you participate in any community spaces offered by the Company (such as discussion boards, forums, groups, or member communities), please be aware that anything you choose to post or share—including Personal Data—may be visible to other members. Other users may read, download, copy, or use the information you share.

Before posting, please review the Company’s Community Guidelines and User-Generated Content Policy for important information about what is appropriate to share and how your content may be used.

15. OPT-OUT PROCEDURES

Users may unsubscribe from all Company communications at any time by clicking the unsubscribe link included in any email or message. Once you unsubscribe, the Company cannot add you back to its system or contact you again unless you re-subscribe on your own.

If you wish to receive fewer types of communications—rather than unsubscribing from all—you may contact the Company at [email protected] to request removal from specific communication categories, if available.

16. BUSINESS TRANSFERS

If the Company undergoes a business transition—such as a merger, acquisition, reorganization, or sale of assets—User information may be transferred as part of that transaction. If ownership or control of the Company changes, Users will be notified, and the new owner will be identified.

Users will be given the opportunity to unsubscribe or request removal from the Company’s systems before and after the transition. Any continued use of the new company’s services will be subject to that company’s privacy practices.

17. UPDATES TO THIS POLICY

Updates to this Privacy Policy will be posted on the Site along with a revised “Updated” date. The Company may update this Policy at any time. Your continued use of the Site after any changes are posted constitutes your acceptance of the revised Policy.

18. CONTACT INFORMATION

Questions may be sent to:
Email: [email protected]
Mailing Address: Wyoming, MI 49519 United States

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